Bankruptcy Process: What to Expect

What is the Bankruptcy Process?

At the law offices of Hindley & Henderson, you will receive individual, caring, and personal attention. You will meet with either attorney Reginald Hindley or Ryan Henderson personally for your first consultation to go over your questions and discuss your options.  The attorneys stay involved throughout the entire process, are available by telephone and email, and promptly respond to messages.  Our law office has received many compliments over the years for being available to our clients and answering the phone during regular business hours rather than sending you to voicemail. We are a Bankruptcy law firm that takes great pride in being friendly and available, as well as being informative.

The Bankruptcy Process: Step by Step…

Once you retain our office, the general process is as follows:

1. You will need to provide documents to our office so we may prepare your case: Copies of your most recent filed tax return(s); copies of all paystubs you have received in the last 6 months and current ones as you receive them; a copy of your valid picture ID (driver’s license or passport); and copy of your social security card for verification. If you operate a business, even if you are an independent contractor, we will need monthly profit and loss statements for the last 6 months and current statements as new months conclude. You will also need to provide copies of any lawsuits, wage attachments, levy notices, and/or foreclosure notices.

2. We will provide you with a worksheet which you will complete detailing your financial and personal property information.

3. You will need to take the mandatory credit counseling course either online or by telephone prior to our office filing your case (instruction to be provided).

4. Once you review and sign your petition it is filed with the court. Approximately 30 days later, you and one of our attorneys will meet with the bankruptcy trustee assigned to your case. The trustee, and any creditors that choose to appear, will ask you questions about your case and your paperwork to ensure that all money and assets have been accounted for.

5. Prior to your case being finalized you will need to complete the second mandatory course either online or by telephone. Instructions will be provided.

Have Questions? Request a Free Bankruptcy Consultation

At Hindley & Henderson Law, we have been helping clients understand the bankruptcy process for over 30 years. We work closely with you to explain all your options and will help guide you smoothly through the entire bankruptcy process. Our staff is friendly and informative and available to assist you on the phone, via email, or in person. You will receive prompt, personal service and we strive to help our clients feel less stressed about their financial situation.

Many law offices do not have the support staff to answer the phone and emails quickly, but we have staff available Monday through Friday from 9 a.m. to 5 p.m. to assist you. We also have evening and weekend appointments and offer reasonable rates and payment plans.

The Law Office of Hindley & Henderson represents clients throughout the North Bay, SF Bay Area and Silicon Valley. We have a bankruptcy law office in Santa Rosa to serve Sonoma, Marin and Napa Counties, and a bankruptcy law office in San Francisco to serve the SF Bay Area.  We also can provide services for the San Jose, San Mateo and Silicon Valley.

Contact Us today to get the fresh start you deserve.